Why are we in this debt fix? It’s the elderly, stupid. - The Washington Post
Many elderly who get Medicare and SS have investment accounts and home equity that is then passed to their heirs. I suggest as a way out of a dire situation that we keep track of how much people are paid by these systems and the collect it after death. Problems are that the money might be spent or given away more frequently, likely true, but restrictions could make it more difficult and people often don't want to be broke so will hold on to their wealth until death as a form of insurance.
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